Qabbel.mt

Malta banking comparison

Compare savings accounts

Compare what your savings could earn and how quickly you can withdraw. Variable rates and access rules matter as much as the headline rate.

Gross estimate assumes your balance stays unchanged. It excludes tax and compounding. Savings rates can change; fixed deposit rates are subject to opening at the bank’s published terms.

3 matching products

Sorted by estimated gross interest · sponsorship never changes order

At €25,000 for 12 months, the first product could earn €485.00 more gross interest than the second, under the assumptions shown.

1 · FCM Bank

TOP Saver PRO

Withdraw any time

Tiered

gross rate per year · variable

Estimated gross interest€610.00

Rate bands: 2.68% up to €10,000 · 2.28% up to €25,000 · 1.78% above. Each rate applies only to that part of the balance.

Deposit range
From €2,000
Access
Withdraw at any time
Interest paid
Monthly, added to balance
Online opening
Available; check eligibility
Eligibility
Subject to FCM account opening and identity checks
Deposit protection
Statutory deposit guarantee up to €100,000; check the bank's scheme information
Fees
Check FCM's current tariff
Important conditions
Tiered rates apply to each portion of the balance. Rates may change.

2 · MeDirect Bank Malta

Me6 notice savings

6 months' withdrawal notice

0.50%

gross rate per year · variable

Estimated gross interest€125.00
Deposit range
From €0
Access
Give six months' notice before withdrawal
Interest paid
Twice yearly; interest is compounded
Online opening
Available; check eligibility
Eligibility
Existing customers can open online; new customers must first become a MeDirect customer
Deposit protection
Malta Depositor Compensation Scheme: eligible deposits up to €100,000 per depositor per bank
Fees
Opening and management free of charge
Important conditions
Variable rate. Estimate excludes the effect of compounding and assumes the rate stays unchanged.

3 · APS Bank

APS Savings Account

Withdraw any time

Tiered

gross rate per year · variable

Estimated gross interest€7.50

Rate bands: 0.03% up to €500,000 · 0.00% above. Each rate applies only to that part of the balance.

Deposit range
From €25
Access
Access through debit card and myAPS
Interest paid
Check the bank's current terms
Online opening
Check with bank
Eligibility
Age 16 or over; account opening and identity checks apply
Deposit protection
Malta Depositor Compensation Scheme: eligible deposits up to €100,000 per depositor per bank
Fees
Check APS's current tariff
Important conditions
0.03% on the first €499,999.99; 0% on the balance above that amount. Rate may change.

How we compare

Qabbel lists editorially checked public products, including banks that do not pay us. For your amount and term, we estimate gross interest and order matching products from highest to lowest. We do not use commission, sponsorship or provider relationships to change the order.

The estimates are simple illustrations and exclude tax, fees outside the deposit account, compounding and changes to variable rates. Deposit protection is generally subject to scheme rules and your total eligible deposits at the same bank. Confirm current terms, eligibility and protection with the bank before opening. This is information, not a personal recommendation.

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