Terms of use

1. What qabbel.mt is. qabbel.mt is a free, independent comparison and referral service for telecom plans, public bank deposits and insurance enquiries in Malta. We are not a telecommunications provider, bank, insurer, insurance intermediary or financial adviser, and we do not sell, take deposits, arrange or advise on any financial product. Contracts are concluded with the provider.

2. Accuracy of information. Plan details and prices are maintained editorially and each shows the date it was last verified. Banking interest is a gross estimate assuming unchanged balance and rate, excluding tax and compounding; variable rates may change. Providers change offers frequently, and their published terms prevail. Verify final terms before opening or signing up.

3. Referrals and commissions. We may receive a commission when you click through to, or are quoted by, a provider. This never affects the price you pay or the ranking of results — see how we make money.

4. Insurance enquiries. Submitting an enquiry is not an application for insurance and creates no obligation on you or any insurer. Quotes, policy terms, underwriting decisions and any advice are the sole responsibility of the insurer that provides them.

5. Liability. The service is provided “as is”. To the extent permitted by Maltese law, we accept no liability for decisions made in reliance on the comparisons, for provider conduct, or for losses arising from inaccuracies in third-party information.

6. Acceptable use. Automated scraping, misuse of the enquiry forms (including submitting third-party data without authority) and attempts to disrupt the service are prohibited.

7. Governing law. These terms are governed by the laws of Malta, with the Maltese courts having exclusive jurisdiction.